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Pricing Transformation at AXA Health

RESULTS

Successful Radar Deployment

Stronger Pricing Governance

Accelerated SME Pricing

Enhanced Internal Capability

Brighter Consultancy’s Solution

Brighter Consultancy provided an experienced pricing specialist to support AXA Health during 2026, delivering strategic pricing expertise. Working closely with pricing leadership, underwriting, data, and technology teams, Brighter delivered support across several critical workstreams:

Radar Platform Implementation

  • Supported the successful launch of Radar Phase 2.

  • Assisted with issue resolution during deployment.

  • Established and agreed a post-implementation ramp-up plan.

  • Ensured governance and monitoring processes were embedded following go-live.

Pricing Optimisation

  • Re-optimised pricing strategies following the emergence of new business experience.

  • Reviewed broker pricing performance within the Advanced Home Pricing (AHP) framework.

  • Supported optimisation following the launch of additional underwriting modules and product enhancements

Data & Analytics Enablement

  • Ensured that data deliveries within Phase 3 of the programme met Pricing team requirements.

  • Improved alignment between pricing, data, and technology functions.

  • Helped create a foundation for future modelling and analytical development.

Commercial Lines Pricing Development

  • Provided expert oversight across SME pricing model builds.

  • Supported retail SME model development, testing, and optimisation activities.

  • Ensured model governance and best-practice pricing methodologies were applied throughout the development lifecycle.

Strategic Programme Delivery

  • Supported the delivery of SME Phase 4.1 and 4.2 initiatives.

  • Provided pricing guidance to a migration pricing project, helping establish the initial pricing approach and strategy.

  • Assisted in the delivery of Radar Vision, ensuring robust monitoring and early-warning processes were implemented.

Capability Building

  • Worked closely with internal analysts to transfer knowledge and build long-term capability.

  • Developed expertise within the Market Pricing analyst community through coaching, guidance, and collaborative working practices.

  • Reduced dependency on external support by strengthening internal pricing capability.

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Outcomes Delivered 

Through Brighter Consultancy’s involvement, the client was able to:

  • Successfully deliver a major Radar platform deployment.

  • Strengthen pricing governance and monitoring frameworks.

  • Accelerate the development and optimisation of SME pricing models.

  • Improve collaboration between pricing, data, underwriting, and technology teams.

  • Enhance pricing sophistication through ongoing optimisation activity.

  • Build internal capability and knowledge within the pricing function.

  • Maintain momentum across multiple strategic pricing initiatives whilst managing business-as-usual demands.

Value Added by Brighter Consultancy 

Brighter Consultancy provided a flexible and cost-effective solution, combining hands-on delivery with strategic oversight.

By deploying experienced pricing specialists with deep insurance market expertise, the client was able to accelerate programme delivery, manage technical complexity, and create a sustainable pricing capability for the future.

Services Provided

  • Pricing Transformation

  • Pricing Optimisation

  • Data Strategy & Analytics

  • Knowledge Transfer and Capability Building

  • Radar Implementation Support

  • Model Oversight & Governance

  • SME Pricing Development

  • Programme Delivery Support

Consultancy Effort: 102 Specialist Delivery Days

This engagement demonstrates Brighter Consultancy’s ability to provide high-impact actuarial and pricing expertise to support complex insurance transformation programmes at pace.